State of Michigan

Benefits Open Enrollment 2025

Documents effective January 1, 2025.

State Dental Plan

Benefit Feature Sheet (Effective January 1, 2025)
Active Employees Delta Dental Booklet (Effective January 1, 2025)

State Preventive Dental Plan

Benefit Feature Sheet (Effective January 1, 2025)
Active Employees Preventive Delta Dental Booklet (Effective January 1, 2025)

Additional Benefits Information

State Dental Plan

Benefit Feature Sheet
Effective January 1, 2025
Effective January 1, 2024 
 

Active Employees Delta Dental Booklet
Effective January 1, 2025
Effective January 1, 2024

State Preventive Dental Plan

Benefit Feature Sheet
Effective January 1, 2025
Effective January 1, 2024
 

Active Employees Preventive Delta Dental Booklet
Effective January 1, 2025
Effective January 1, 2024

State Retiree Dental Plan

Benefit Feature Sheet
Effective January 1, 2025
Effective January 1, 2024 
 

Retiree Delta Dental Booklet
Effective January 1, 2025
Effective January 1, 2024

Understanding Your Benefits

Maximize your benefits by learning about pre-treatment estimates, coordination of benefits, staying in network, and more!

• Frequently asked questions
• Coordination of Benefits (The State of Michigan plans have
  a standard coordination of benefits.)
• Pre-treatment Estimates

LifeSmile^® Wellness

Good oral health habits are important to overall health. Visit the LifeSmile Wellness section of our website to read oral health articles, download materials and watch Delta Dental's video series.

Oral health is important for your overall health

Because many diseases can cause specific signs and symptoms in and around the mouth and jaw, dentists see clues that may point to critical health issues. As a result, increasing numbers of dentists are urging their patients to seek medical tests that seem unrelated to their dental checkups.

Did you know? More than 120 signs and symptoms of nondental disease can now be detected through a routine oral exam.¹ Regular dental checkups are more important than ever, not only for oral health, but for overall health, too. 

1 Little, James W., Falace, Donald A., Miller, Craig S., & Rhodus, Nelson L. (2013). Dental Management  of the Medically Compromised Patient (8th ed.). St. Louis, MO: Mosby Elsevier.

Choosing a Dentist

With your Delta Dental PPO^TM (Point-of-Service) dental plan, you may see any dentist you like. However, you will likely save the most money and receive the highest level of coverage when you visit a Delta Dental PPO dentist.

Delta Dental PPO Dentists

Your dental plan is designed to offer the maximum benefit with the lowest out-of-pocket expense when you use Delta Dental PPO dentists.

• Highest level of coverage.
• Most significant network discounts.
• No balance billing.
• Dentists file claims for member.

Delta Dental Premier Dentists

You may still save money when you use a Delta Dental Premier dentist—many dentists that are not part of the Delta Dental PPO network may be in the Delta Dental Premier network.

• Significant network discounts.
• No balance billing.
• Dentists file claims for member.

Nonparticipating Dentists

Nonparticipating dentists will likely cost you the most money. When you use providers that do not participate with Delta Dental, you are responsible for paying your coinsurance plus any additional costs up to the dentist’s charge.

• No network discounts.
• Balance billing.
• Member may need to file own claims.

Find a Dentist

Finding a Delta Dental Participating Dentist near you is fast and easy. Download our flyer to learn more.

Note: Be sure to choose either the Delta Dental PPO or Delta Dental Premier network as your dental plan when searching for a dentist.

Access Member Portal

Member Portal gives you easy, secure access to your benefit information 24/7. Review eligibility, annual maximum used to date, levels of coverage and claims information. You can also search for a dentist, print your member ID card and sign up for electronic EOB statements using this innovative tool.

To access Member Portal, you will need to register or log in. To register you will need the following:

• Subscriber's first and last name
• Subscriber's date of birth
• Member ID (alternate ID or Social Security number)
• Security question

NOTE: Member Portal has replaced Consumer Toolkit. If you currently have a Consumer Toolkit account, your username and password for Consumer Toolkit will work for Member Portal. Upon logging in, we will ask you to update your security questions, phone number and email address. This information will ensure you are able to access your account in the future if you forget your username or password.