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LifeSmile® wellness
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Good oral health habits are important to overall health. Visit the LifeSmile Wellness section
of our website to read oral health articles, download materials and watch Delta Dental's
video series.
Oral health is important for your overall health
 Because many diseases can cause specific signs and symptoms in and around the mouth and jaw, dentists see clues that may point to critical health issues. As a result, increasing numbers of dentists are urging their patients to seek medical tests that seem unrelated to their dental checkups.
Did you know? More than 120 signs and symptoms of nondental disease can now be detected through a routine oral exam.1 Regular dental checkups are more important than ever, not only for oral health, but for overall health, too. Your retirement system's dental plan provides coverage for exams and cleanings twice per calendar year.
1 Little, James W., Falace, Donald A., Miller, Craig S., & Rhodus, Nelson L. (2013). Dental Management of the Medically Compromised Patient (8th ed.). St. Louis, MO: Mosby Elsevier.
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Choosing a dentist
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With your retirement system’s dental plan, which is administered by Delta Dental, you are welcome to go to the dentist of your choice: a Delta Dental PPO™ dentist, a Delta Dental Premier® dentist or a nonparticipating dentist. However, your cost will likely be lowest when you go to a Delta Dental PPO dentist.
Delta Dental PPO dentists
 Your dental plan is designed to offer the maximum benefit with the lowest out-of-pocket expense when you use Delta Dental PPO dentists. Delta Dental PPO dentists agree to accept Delta Dental’s PPO approved amount as payment in full for covered services. You are only responsible for your coinsurance.
Delta Dental Premier dentists
Many dentists that are not part of the Delta Dental PPO network may be in the Delta Dental Premier network. You may still save money when you use a Delta Dental Premier dentist, but you will be responsible for your coinsurance plus any additional costs for using a dentist outside the Delta Dental PPO network.
Nonparticipating dentists
Dentists that do not participate with Delta Dental do not have an agreement to accept Delta Dental’s approved amounts. Nonparticipating dentists will likely cost you the most money. When you use providers that do not participate with Delta Dental, you are responsible for paying your coinsurance plus any additional costs up to the dentist’s charge. If you choose to visit a nonparticipating dentist, you may need to file your own claims. Printable claim forms are available for download. Additional claim submission information can be found under Frequently asked questions.
Stay in network and save
Can I see an out-of-network dentist?
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Log in to Member Portal
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Member Portal gives you easy, secure access to your benefit information 24/7. Review eligibility, annual maximum used to date, levels of coverage and claims information. You can also search for a dentist, print your member ID card and sign up for electronic EOB statements using this innovative tool.
To access Member Portal, you will need to register or log in.
To register you will need the following:
- Subscriber's first and last name
- Subscriber's date of birth
- Member ID (alternate ID or Social Security number)
- Security question
NOTE: Member Portal has replaced Consumer Toolkit. Log in using your existing Consumer Toolkit credentials, or if you do not have existing credentials, click "Sign up." Questions? Call Toolkit Support at 866-356-0301.
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Take me to the rest of Delta Dental
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Use the Delta Dental website to learn more about oral health and wellness, search for a dentist, access Member Portal, read about what Delta Dental is doing in your community, and more.
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